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<div class="ember-view organization-about-module__content-consistant-cards-description" id="ember55">Cloover's mission is to connect 1Bn people to renewable energy. Cloover, a Berlin-based startup, is building an ecosystem designed to accelerate Europe’s mission to achieve net-zero emissions and unify the residential renewable energy industry. By integrating software, financing, and energy management into our solution, our platform can simplify operations for the whole renewables value chain. We improve operations for installers, manufacturers, energy providers and consumers. With our solution, installers can improve their sales processes, manage their payments and financing options, procure materials and oversee the energy production of their installations. Cloover strives to integrate and improve operations across the entire value chain. We empower the energy transition by providing end customers with seamless access to renewable energy. With our cutting-edge solutions, customers can effortlessly tap into clean, sustainable energy sources, ensuring they are not just participants but pioneers in the global shift towards a greener future.</div>
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Focus: Mitigation or Adaptation

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Empowering 1Bn people with seamless access to renewable energy for a net-zero emissions future.

🌟 What We Do 🌟At Cloover, our mission is to empower 1 billion people to become part of the sustainable world of tomorrow by providing them with worry-free access to renewable energy at the click of a button. 🚀 Our software simplifies the work of installers and also enables them to offer embedded financing options to their customers. This allows more individuals and businesses to install solar panels, battery storage, EV charging stations, and heat pumps, becoming independent energy providers. 🌍 We are a rapidly growing startup, active in the Netherlands, Sweden, Switzerland, and Germany, and we aim to establish ourselves in additional European markets in the coming year.<h2>Tasks</h2>General Information:You will work closely alongside the founders and report directly to the Co-CEO/CFO as part of a three-person team. In this role, you will contribute to the development of the finance function across the key segments: Portfolio Management &amp; Data Analysis and Credit &amp; Underwriting. We are looking for someone experienced in some or all of these areas to help build the portfolio management function of Cloover. Portfolio Management &amp; Data Analysis🔢 You will support the Portfolio Manager in the daily management of the customer credit portfolio, including calculating and monitoring exposures, refinancing, hedging, and treasury operations. 👨🏼‍💻 You will collaborate on the development of new financial products and simulate the outcomes of financial products and scenarios. 💪🏻 You will assist in reporting relevant KPIs and data points to the marketing, sales, and finance departments within Cloover. Underwriting &amp; Risk🚀 You will be responsible for improving and monitoring the credit evaluation of Cloover's customers and partners. This includes managing origination, underwriting, performance reports, and delinquencies. You will assess outcomes and conduct scenario testing. 🧐 You will oversee risk management functions related to credit, compliance, and regulatory risks, and their interconnections.<h2>Requirements</h2><ul><li>You have 3-5 years of experience in a fast-paced financial environment such as Fintech, investment banking, private debt/equity funds, or financial consulting.</li><li>You have experience in the credit sector, including areas like consumer loans, BNPL (Buy Now, Pay Later), structured finance, or debt capital markets.</li><li>You possess at least a basic technical understanding and can even do some programming.</li><li>You are ready to take a hands-on approach to work while also aiming to develop into a leadership position over the next few months.</li><li>You consistently strive to achieve extraordinary things, both professionally and personally, and are always willing to go the extra mile.</li><li>You have a passion for making a significant impact in the fight against climate change and are eager to take on a new challenge in a small but rapidly growing organization with a high degree of freedom and uncertainty.</li><li>You are a proactive, entrepreneurial personality with strong communication skills, who takes personal responsibility and isn't afraid to roll up your sleeves and get things done.</li><li>You are a team player who enjoys working as part of a high-performing team (with diverse roles/backgrounds) and takes pleasure in celebrating milestones and successes.</li><li>You are fluent in English and ideally German</li></ul><h2>Benefits</h2>💰 Competitive salary with performance-based compensation + VSOP (Virtual Stock Option Plan) 💪🏻 Stay active with an Urban Sports membership 🚀 Rapid career advancement opportunities based on performance 🏢 Central office location in Berlin Mitte 🌐 An international work environment with exposure to Triple-A investorsAfter receiving your application (CV is sufficient), we will promptly review it and, if there’s a match, invite you to a 20-minute initial interview. Apply now! 📩 #JoinCloover #SustainableFuture

Portfolio Manager & Underwriter at Cloover

🌟 What We Do 🌟 At Cloover, our mission is to empower 1 billion people to be part of the sustainable world of tomorrow by providing them with worry-free access to renewable energy with just one click. 🚀 Our software simplifies the work of installers and enables them to offer their customers embedded financing options. This allows more individuals and businesses to install solar panels, battery storage, electric vehicle charging stations, and heat pumps, becoming independent energy providers. 🌍 We are a rapidly growing startup, active in the Netherlands, Sweden, Switzerland, and Germany, and we aim to establish ourselves in additional European markets in the coming year.<h2>Tasks</h2>Portfolio ManagementAssist the portfolio manager in the daily management of the customer credit portfolio, including exposure calculations and monitoring, refinancing, hedging, and treasury operations.Credit &amp; Risk Assessments<ul><li>Perform ongoing and timely credit assessments of Cloover's customers and partners.</li><li>Manage and automate underwriting decisions and handle delinquencies.</li><li>Evaluate outcomes and conduct scenario testing.</li></ul>Data Analysis &amp; Management<ul><li>Provide timely KPIs and relevant data points to Marketing, Sales Management, and Finance stakeholders at Cloover.</li><li>Maintain accurate and comprehensive financial and operational records.</li><li>Manage databases and input information, data, and records into various software programs.</li></ul>Sustainability Management &amp; Reporting<ul><li>Initiate and report on initiatives related to Cloover's sustainability efforts.</li><li>Implement sustainability policies across the organization.</li></ul>Project WorkInitiate and lead special projects focused on data, energy efficiency, finance, or operational management.Financial Analysis<ul><li>Assist in preparing monthly financial statements and other reports to track the organization's financial health.</li><li>Analyze variances and trends to provide insights and recommendations.</li></ul>Operational Support<ul><li>Support daily operations through the efficient management of office resources.</li><li>Ensure business operations are efficient in terms of resource usage while meeting quality standards.</li></ul>Compliance MonitoringEnsure the company complies with all legal and regulatory requirements related to finance and operations.Stakeholder CommunicationCommunicate with internal and external stakeholders, including vendors, service providers, and clients, to address financial and operational inquiries and issues.<h2>Requirements</h2>You Should Apply When You Match These Criteria<ul><li>You are currently enrolled as student at a top-tier university or just concluded your studies</li><li>You are available for 3-6 months</li><li>You already have relevant pre-experience in IB, M&amp;A, Portfolio Managament &amp; Corporate Finance</li><li>You constantly strive to achieve exceptional things (professionally and/or personally) and are always willing to go the extra mile.</li><li>You have a passion for making a significant contribution to combating climate change and are ready to take on a new challenge in a small but rapidly growing organization with a high degree of freedom and uncertainty.</li><li>You are a proactive, entrepreneurial personality with strong communication skills, taking personal responsibility and not afraid to roll up your sleeves and get things done.</li><li>You are a team player, willing to work as part of a high-performing team (with diverse roles/backgrounds), and you enjoy celebrating milestones and successes.</li><li>You speak fluent English and German.</li></ul><h2>Benefits</h2>💪🏻 Power Yourself Up with an Urban Sports Membership🏢 Central Office Location in Berlin Mitte🌐 An International Work Environment with Exposure to Triple-A InvestorsWir are looking forward to your application

Intern - Financial Analyst

🌟 Was wir machen 🌟Wir bei Cloover haben es uns zur Aufgabe gemacht, 1 Milliarde Menschen in die Lage zu versetzen, Teil der nachhaltigen Welt von morgen zu sein, indem wir ihnen mit einem Klick einen sorgenfreien Zugang zu erneuerbaren Energien ermöglichen.🚀 Unsere Software vereinfacht Installateuren ihre Arbeit und ermöglicht ihnen darüber hinaus, ihren Kunden eingebettete Finanzierungsoptionen anzubieten. Dadurch können mehr Privatpersonen und Unternehmen Solaranlagen, Batteriespeicher, Ladestationen für Elektrofahrzeuge und Wärmepumpen installieren und zu unabhängigen Energieversorgern werden.🌍 Wir sind ein stark wachsendes Startup, aktiv in den Niederlanden, Schweden, Schweiz und in Deutschland und wollen uns im kommenden Jahr in weiteren europäischen Märkten etablieren.<h2>Aufgaben</h2>🤝🏻Du arbeitest eng mit den Gründern zusammen, um die Vision der Software technologisch abzubilden und auf das nächste Level zu heben🚀Du verbesserst kontinuierlich die Plattform, rollst neue Features aus und erweiterst unseren Competitive Advantage⛰️Du definierst Strategien und implementierst neue Technologien im Unternehmen, um unsere unternehmerische Ziele zu erreichen💪🏻Du baust, führst und bildest eines der besten SaaS Tech Teams im Climate Sector auf💰Du übernimmst die Budgetverwaltung und sicherst die effiziente Nutzung der (Tech-)Ressourcen🗣️Du kommunizierst mit allen Stakeholdern durch die gesamte Organisation, um Transparenz und Kollaboration zu fördern⚙️Du implementierst und pflegst agile Entwicklungsmethoden wie Scrum oder Kanban, um eine schnelle und flexible Produktentwicklung zu ermöglichen<h2>Qualifikation</h2>Du bist ein positiver Treiber mit Überzeugungskraft, Durchsetzungsstärke, Ergebnisorientierung und Hands-on-Mentalität<ul><li>4-7 Jahre relevante Arbeitserfahrung mit nachweisbaren Erfolgen der Skalierung von Tech und Team in einem High-Growth Startup</li><li>Fundiertes Tech-Wissen Softwareentwicklung und Kenntnisse in den gängigen Frameworks im Frontend- und/oder Backend</li><li>Du sammelst Pluspunkte mit Erfahrung in der Solarbranche oder Arbeitserfahrung in fast-pacing Arbeitsumfeldern wie VC, Banking oder Consulting</li><li>Du treibst dich selbst ständig zu außergewöhnlichen Leistungen an (beruflich und/oder im privaten Leben) und bist immer bereit, die Extrameile zu gehen</li><li>Du hast eine Leidenschaft dafür, einen bedeutenden Beitrag zur Bekämpfung des Klimawandels zu leisten und ist bereit, eine neue Herausforderung in einer kleinen, aber schnell wachsenden Organisation mit einem hohen Maß an Freiheit und Unsicherheit anzunehmen</li><li>Du sprichst sowohl fließend Englisch als auch Deutsch</li><li>Du bist bereit in unserem Berliner Büro zu arbeiten</li><li>Startdatum ASAP</li></ul><h2>Benefits</h2>💰 Wettbewerbsfähiges Gehalt mit leistungsbezogener Vergütung + VSOP💪🏻 Power dich beim Sport aus mit einer Urban Sports Mitgliedschaft🚀 Schnelle Aufstiegschancen bei passender Performance🏢 Zentraler Bürostandort in Berlin Mitte🌐 Ein internationales Arbeitsumfeld; Exposure zu Triple-A InvestorenNach dem Eingang deiner Bewerbung (CV reicht aus) werden diese umgehend prüfen und dich bei einem Match zu einem 20-minütigen Erstgespräch einladen.Bewirb dich jetzt! 📩 #JoinCloover #SustainableFuture

Cloover

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Portfolio Manager & Underwriter at Cloover

Portfolio Manager & Underwriter at Cloover

Intern - Financial Analyst

Intern - Financial Analyst

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CTO (m/w/d)

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