Credit Risk Senior Manager

almost 3 years ago
Full time role
Hybrid · Remote · Manhattan, New York, NY, US... more
Hybrid · Remote · Manhattan, New York, NY, US... more

Job Description

The Credit Risk Senior Manager performs the critical role of managing the credit function and compliance at Redaptive. You will be a lead member of our Finance team and will be responsible for building the credit management and financial operations at Redaptive Inc. We are looking for someone who has a high level of attention to detail and is especially organized. Communicating with internal and external stakeholders is key, in addition to assisting with managing activities across multiple departments and functions to help drive our energy efficiency projects to completion.   

Job Responsibilities

  • Ensure the portfolio administration and risk management of each client relationship is in compliance and that the respective project debt facilities are in compliance.
  • As appropriate to experience, co-manage relationships by analyzing financial data to determine the merits of specific loan/customer requests, and recommend structure.
  • Responsible for credit risk and quality of the portfolio.
  • Build out the broader credit team at Redaptive
  • May participate with ad hoc special projects for the team or region as needed.
  • Assist with due diligence/analysis with new client relationships, opportunity memos as appropriate.
  • May provide advice and counsel to clients regarding trends and conditions of the business environment, capital markets and general banking trends.
  • Monitor loan repayment activities and financial condition of borrowing clients and take necessary action to collect past due accounts and ongoing repayment ability of all other accounts. May assume overall responsibility for the credit quality of the loan portfolio.
  • May make presentations on specific loans and participate in the bank’s Loan Approval Process, recommending approval and appropriate structure of credits.

Job Requirements

  • 5-8+ years of experience in credit portfolio management or underwriting project finance, energy, and infrastructure entities in rating agency, buy-side asset manager, credit research, banking, leveraged finance, or other similar environments.
  • Bachelor's degree in a quantitative field, such as Business, Economics, Engineering, Finance, Math, or related field.
  • Experience in managing offshore team as well as domestic.
  • Interest in the energy efficiency or renewable energy sector and/or experience with ESCOs or other industry related companies is a plus
  • Strong analytical skills and detailed understanding of credit structure and contracting.
  • High-energy personality with a desire to proactively create opportunities, and the ability to manage multiple tasks and deadlines in a fast-paced environment.
  • Strong communication skills and ability to cooperate with all levels of staff.
  • Currently have permanent authorization to work in the United States.
  • Interest in nurturing the overall entrepreneurial culture of the firm through a “can-do, will-do” attitude; regardless of whether the position description specifically identifies the ask.

The Perks!

  • The Perks!
  • Equity 
  • Benefits start your first day: Medical, Dental, Vision, Life Insurance 
  • Flexible Spending Accounts: Healthcare and Dependent Care
  • 401(k) Match 
  • Monthly Internet and Cell Phone Allowance 
  • Flexible Time Away 
  • Fully remote-within-USA work environment 
  • Volunteer Activities 
  • Monthly Virtual Happy Hour
About Redaptive Inc.Redaptive is the leading Efficiency-as-a-Service company that enables businesses to meet largescale energy efficiency and strategic technology objectives. With over $1 billion in project lending capacity, Redaptive deploys best-in-class energy efficiency technologies across large commercial real estate portfolios through a unique, data driven shared savings model. Redaptive is backed by CarVal, ENGIE New Ventures, Linse Capital, CBRE, and Evergy Ventures.
Our company culture is fun, collaborative, and fast paced. We are passionate about changing the world and helping our customers to become more environmentally sustainable and profitable. We are looking for team members who are driven, passionate, and want to take on a diverse set of challenges to help grow a great company. Redaptive, Inc is an equal employment opportunity employer and all qualified applicants will receive consideration for employment.
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