Fraud Analyst

At Aspiration, we created the category of sustainable, socially responsible retail consumer finance. We offer unique financial products to let people save, spend, and invest their money in ways that make them more financially secure and align with their personal values. Unlike other financial institutions, Aspiration is committed to building a relationship with our customers based on trust and aligning the customer’s success with our own. Aspiration has raised over $250M in funding to date, and is growing quickly.

Aspiration Values
Action: We take initiative. We are doers, not bystanders.
Boldness: We don’t tinker, we transform.
Customer-Centered: Our customers are at the core of our business. Delivering for them is our North Star.
Diligence & Dedication: We do what we say we’re going to do, when we say we’re going to do it.
Entrepreneurial: Act like an entrepreneur not an employee, generate results for the company and customers everyday.

What You'll Do

• Leverage data to write and execute strategies to prevent fraud across all transaction types
• Hunt for new fraud vectors before they impact our business
• Ensure at all stages we protect the firm and our customers while providing a world class customer experience
• Remain current with emerging fraud typologies and apply that knowledge to current investigation
• Escalate new fraud trends and typologies to team members and management
• Cross-train across team functions to provide support, as needed
• Continue to look for opportunities to improve detection of fraud
• Act at all times in a manner that is ethical and aligned with the regulatory obligations of the firm, and our partners
• A variety of other duties aligned with your unique skills, as our firm and its obligations expand and evolve

What You'll Bring

• 4+ years of related experience with in Fraud Management at a Financial Institution, FinTech or Payments firm
• Ability to write moderately complex queries in SQL is a must
• Deep knowledge of payment channels (Check, ACH, Debit and Credit) and risks associated
• Knowledge of fraud detection and prevention platforms – experience writing rules and strategies 
• Demonstrated attention to detail
• Entrepreneurial - you do what it takes to achieve our goals, without having someone telling you what to do
• Curiosity – when your work is finished, you are driven to enrich yourself and your team by learning and applying new things
• A functional understanding of banking and investment products
• Strong proficiency with personal computers and business productivity software

Bonus Points

• Experience working in a fast-paced startup environment
• Experience with R or Python
• Proficiency with cloud-based business intelligence, content management or case management software
• Demonstrated and substantial success in building processes, creating business value, or creating uniquely fantastic customer experiences at scale; bonus if any of these were in a financial services environment

What You'll Get

• Making an impact for a company with a mission of transforming the financial industry and the lives of millions
• Competitive salary and equity incentives
• Robust healthcare plans, 401K and unlimited vacation time
• Diverse & inclusive culture