Portfolio Manager & Underwriter at Cloover

🌟 What We Do 🌟

At Cloover, our mission is to empower 1 billion people to become part of the sustainable world of tomorrow by providing them with worry-free access to renewable energy at the click of a button.

🚀 Our software simplifies the work of installers and also enables them to offer embedded financing options to their customers. This allows more individuals and businesses to install solar panels, battery storage, EV charging stations, and heat pumps, becoming independent energy providers.

🌍 We are a rapidly growing startup, active in the Netherlands, Sweden, Switzerland, and Germany, and we aim to establish ourselves in additional European markets in the coming year.

Tasks

General Information:

You will work closely alongside the founders and report directly to the Co-CEO/CFO as part of a three-person team. In this role, you will contribute to the development of the finance function across the key segments: Portfolio Management & Data Analysis and Credit & Underwriting. We are looking for someone experienced in some or all of these areas to help build the portfolio management function of Cloover.

Portfolio Management & Data Analysis

🔢 You will support the Portfolio Manager in the daily management of the customer credit portfolio, including calculating and monitoring exposures, refinancing, hedging, and treasury operations.

👨🏼‍💻 You will collaborate on the development of new financial products and simulate the outcomes of financial products and scenarios.

💪🏻 You will assist in reporting relevant KPIs and data points to the marketing, sales, and finance departments within Cloover.

Underwriting & Risk

🚀 You will be responsible for improving and monitoring the credit evaluation of Cloover's customers and partners. This includes managing origination, underwriting, performance reports, and delinquencies. You will assess outcomes and conduct scenario testing.

🧐 You will oversee risk management functions related to credit, compliance, and regulatory risks, and their interconnections.

Requirements

• You have 3-5 years of experience in a fast-paced financial environment such as Fintech, investment banking, private debt/equity funds, or financial consulting.
• You have experience in the credit sector, including areas like consumer loans, BNPL (Buy Now, Pay Later), structured finance, or debt capital markets.
• You possess at least a basic technical understanding and can even do some programming.
• You are ready to take a hands-on approach to work while also aiming to develop into a leadership position over the next few months.
• You consistently strive to achieve extraordinary things, both professionally and personally, and are always willing to go the extra mile.
• You have a passion for making a significant impact in the fight against climate change and are eager to take on a new challenge in a small but rapidly growing organization with a high degree of freedom and uncertainty.
• You are a proactive, entrepreneurial personality with strong communication skills, who takes personal responsibility and isn't afraid to roll up your sleeves and get things done.
• You are a team player who enjoys working as part of a high-performing team (with diverse roles/backgrounds) and takes pleasure in celebrating milestones and successes.
• You are fluent in English and ideally German

Benefits

💰 Competitive salary with performance-based compensation + VSOP (Virtual Stock Option Plan)

💪🏻 Stay active with an Urban Sports membership

🚀 Rapid career advancement opportunities based on performance

🏢 Central office location in Berlin Mitte

🌐 An international work environment with exposure to Triple-A investors

After receiving your application (CV is sufficient), we will promptly review it and, if there’s a match, invite you to a 20-minute initial interview.

Apply now! 📩 #JoinCloover #SustainableFuture